<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="FeedCreator 1.7.3" -->
<?xml-stylesheet href="http://www.w3.org/2000/08/w3c-synd/style.css" type="text/css"?>
<rss version="2.0">
	<channel>
		<title>Behind the drop in HDB arrears - comments</title>
		<description></description>
		<link>http://yoursdp.org/</link>
		<lastBuildDate>Tue, 07 Sep 2010 21:03:47 +0100</lastBuildDate>
        <generator>FeedCreator 1.7.3</generator>
		<item>
			<title>[No Title]</title>
			<link>http://yoursdp.org/index.php?option=com_content&amp;task=view&amp;id=3138#josc16426</link>
			<description>Points by ByranT

a) BryanT is acting blur.
b) Jufrie is talking about the effect, not the cause. The effect is the point, and BryanT misses it.
c) If loan-shark can use guns and handcuffs, do you think they will use paint cans? lol
d) Jufrie is stating the facts. Facts is what matters here.
e) Jufrie offers a theory to explain the observation. But BryanT does not have one.

It is 5-0 for Jufrie vs BryanT.

 </description>
			<author>quantum</author>
			<pubDate>Sat, 05 Dec 2009 19:32:46 +0100</pubDate>
		</item>
		<item>
			<title>Irony for BryanT to reflect upon</title>
			<link>http://yoursdp.org/index.php?option=com_content&amp;task=view&amp;id=3138#josc16393</link>
			<description>&amp;#34;But there is a tinge of irony when one accuses others of making “comments, most of which definitely lack &amp;#34;proper substantiation&amp;#34;”, without even attempting to substantiate the accusation itself.&amp;#34;

Good time to reflect on yourself, no?

You say &amp;#34;many of us disagree with&amp;#34; but there's only you here BryanT. More claims made without substantiation. Oh wait, maybe you based it on what the Straits Times told you?

And no need to regret lah, because if you wrote an article without proper substantiation, then you might end up criticizing and replying to yourself in a downward spiral that might lead to a state of psychosis!</description>
			<author>Seelan Palay</author>
			<pubDate>Thu, 03 Dec 2009 01:48:44 +0100</pubDate>
		</item>
		<item>
			<title>Substantiated Irony</title>
			<link>http://yoursdp.org/index.php?option=com_content&amp;task=view&amp;id=3138#josc16367</link>
			<description>Let’s use this case as an example.  The fallacies of Jufrie’s article were clearly listed in my earlier comment and “properly substantiated” to be so.  Other readers may disagree with my views and are free to say so.

[b]But there is a tinge of irony when one accuses others of making “comments, most of which definitely lack &quot;proper substantiation&quot;”, without even attempting to substantiate the accusation itself.[/b]

As for the “invitation” to contribute articles to this website, the latter serves to promulgate SDP’s ideology that many of us (currently) disagree with.  It’ll be a struggle (and unduly tax one’s logic as well) to write anything along those onerous lines.   As such, I regret to have to decline the invitation.  Perhaps Seelan can show the youngsters how to write a better qualified article.
</description>
			<author>BryanT</author>
			<pubDate>Tue, 01 Dec 2009 14:52:55 +0100</pubDate>
		</item>
		<item>
			<title>[No Title]</title>
			<link>http://yoursdp.org/index.php?option=com_content&amp;task=view&amp;id=3138#josc16347</link>
			<description>BryanT, feel free to write articles that you deem &quot;better&quot; and contribute it to this website. Or maybe you prefer making your article-like comments, most of which definitely lack &quot;proper substantiation&quot;.</description>
			<author>Seelan Palay</author>
			<pubDate>Tue, 01 Dec 2009 08:29:31 +0100</pubDate>
		</item>
		<item>
			<title>Jufri can write...better.</title>
			<link>http://yoursdp.org/index.php?option=com_content&amp;task=view&amp;id=3138#josc16336</link>
			<description>This is an ariticle that has very thin factual groundings and peppered with exagerations.  Here are some observations:

a.  &quot;The report seems to make us believe that our nation's economy is improving and the folks are having it easier despite the on-going recession.&quot; - Firstly, the ST article was about HDB helping those with loan arrears.  One wonders where Jufri drew such claims from.  Perhaps Jufri was pre-emptively looking for good economic news that the authorities have so far been refraining from announcing.

b.  &quot;....the monthly installments will increase with immediate effect thereafter. Therefore, you are paying more on monthly basis after the deferment period.&quot; - Jufri did not attempt to account for his mathematics here.  I'll do Jufri a favour and suggest that perhaps the subsequent montly installments are higher because they incorporate the missed payments to be paid over a period.  [b]Perhaps Jufri refuses to see this possibility, or maybe he would rather have the missed payment waived as well.[/b] Many of us would think that that is the logical (and sympathetic) to do rather than &quot;force&quot; the owners to reimburse the missed payments in a lump sum.

c.  &quot;In some cases, HDB officers will come knocking on the door imitating the likes of loansharks.&quot; - It would interesting to hear from Jufri what behaviour exercised by HDB officers has irked him enough to say that they are akin to loansharks (or their runners).  [b]Are we seeing hit-and-run HDB officers who wield paint cans and black markers?[/b]

d.  &quot;The most common plan is the suggestion to rent out a room or two....They will also suggest housewives going to work and working part-time just to earn more to settle the mounting debts.&quot; - Jufri objects to such useful suggestions made by HDB, but he offers no alternatives.  [b]It simply reinforces the impression that the opposition usually opposes without proposing any viable courses of actions.[/b]

e.  &quot;Many of those affected rent out the entire flat and stay outdoors. Many are also made homeless when their flats are repossessed.&quot; - It is not prudent of Jufri make such allusions without providing any accompanying statistics and proof.  Would it not be (equally) wrong to also accuse Jufri of making MANY exagerations in this article without saying where the tall-tales are?

Jufri should only attempt to write articles with proper substantiation of statements made.  He (and SDP) can also attempt to offer some useful suggestion to people who are in financial difficulties and unable to pay for their installments or loans.</description>
			<author>BryanT</author>
			<pubDate>Mon, 30 Nov 2009 04:58:03 +0100</pubDate>
		</item>
		<item>
			<title>False claims on singapore is not a welfare state??</title>
			<link>http://yoursdp.org/index.php?option=com_content&amp;task=view&amp;id=3138#josc16335</link>
			<description>The “g’s” propagandas and state-media’s rhetoric over 4 solid decades that Singapore is not a welfare state have sunk root deeply into Singaporean’s mindsets, mind you, is having a decent cover over a citizen's head a welfare, sorry to speak: it is a basic &quot;HUMAN RIGHTS&quot; for a citizen to live in dignity where a place he has to defense and protect in time of crisis!!! While the “g” has accumulated tons of billions of foreign reserves and letting its “cronies” to have gigantic defective investments loses all over the world in just over a few months period, yet it deprived its citizen to have a decent standard of living!!! Where is the justice???? Never forget hdb is the only public housing organization/agency/&quot;&quot;?company?&quot;&quot; in Singapore that is using taxpayer's money to fund the so-call &quot;quality and ?affordable?&quot; public housing development to its people to live in Singapore!!! SDP, please help to speak-up for the feeble Singaporeans that have been exploited by the autocratic g for so long, under &quot;a-ruling-party&quot; system!!!</description>
			<author>nobody</author>
			<pubDate>Mon, 30 Nov 2009 02:15:15 +0100</pubDate>
		</item>
		<item>
			<title>[No Title]</title>
			<link>http://yoursdp.org/index.php?option=com_content&amp;task=view&amp;id=3138#josc16332</link>
			<description>excellent report from the SDP
keep speaking the truth

not only citizens,
there are also many more foreign people
with family in Singapore due to marriage ties, these are also very concern about 
the deception and confusion caused by the PAP

we all need more truth
many thanks to the SDP </description>
			<author>jmiahlee</author>
			<pubDate>Mon, 30 Nov 2009 00:04:35 +0100</pubDate>
		</item>
	</channel>
</rss>
